Jonathan joined Smart Currency Business as head of finance in April 2019 and is now the company’s finance director. He is responsible for various financial duties and obligations within Smart such as credit, exposures, compliance, banking and legal matters. Jonathan also leads in innovating and strategizing the company’s growth.

Before joining the Smart Group, Jonathan spent 4 years working within Deloitte’s Audit & Assurance Practice and trained as a chartered accountant. He also worked as a financial controller at Sky’s commercial finance team for 5 years, where he developed incentive schemes to improve KPIs.

In his spare time, Jonathan is keen on DIY and enjoys working on projects at home. He is also a big family man and loves to spend time with his young son.

Neil is the Head of Corporate Operations at Smart Currency Business and has been with the Smart Group since 2017. He brings with him over 20 years of industry experience in senior sales, operations and client relationship management.

Neil is always the last person to leave the office, but when he does his hobbies, interests, activities and TV choices are entirely dictated by his 13-year-old Son, Henry.

Sam became the Head of options at Smart Currency Business in 2020.

Before joining Smart, Sam gained invaluable experience in various roles within the sector including working as an Options Dealer and Head of Dealing. His responsibilities include managing foreign exchange, trading, hedging to help clients mitigate risk against currency fluctuations.

Outside of the office, Sam has a great passion for cars and enjoys scenic drives. He is also a family man, including his beloved German Shepherd Enzo. Sam also enjoys visiting Greece and often spends time there with family and friends.

Richard Joined the Smart group in September 2015 and is the Director of Risk and Compliance/MLRO. Over the years, he has acquired a breadth of expertise from various sectors, all of which he brings to Smart.

Richard is an experienced Global Finance Director and has held the position of CFO in industries such as freight and distribution, agriculture, and financial services. He has also worked at PWC (part of ‘The Big Four’) and is a trained Finance and risk professional.

Outside of work, Richard enjoys a range of activities and can be found on the golf course or surfing with family.

Toby joined Smart Currency Business in 2021 and is the Head of Corporate Partnerships. Having had over 7 years of industry experience, he brings a wealth of expert knowledge in protecting businesses against risk and managing foreign exchange.

Within his role, Toby utilises industry know-how to lead the corporate partnership team in maintaining our strong relationships with like-minded businesses.

When not networking or visiting partners and clients, Toby enjoys a range of hobbies. He is a big Tottenham fan, an avid reader, film enthusiast, and likes to keep fit by playing football regularly.

Ricky joined the Smart Group in 2020, bringing with him over 20-years of business expertise and experience. Before joining Smart, Ricky worked in the city holding proprietary trading positions in investment banks and later moved into senior client-facing roles, where he was responsible for formulating tailored risk management solutions for the SME market.

Off the desk Ricky is a father of 3 and, like many at Smart, is keen on keeping active. Ricky is a devout Spurs fan and dedicated marathon runner, with hopes to break the elusive 2:45 barrier sometime soon.

Oliver is the most recent addition to the Smart Currency Business team. A longstanding financial services professional, Oliver has almost twenty years of experience across global payments, currency exchange and trading. He holds a UK Regulation & Professional Integrity (IAD) focused in Finance, General from the Chartered Institute for Securities and Investment.

Away from work, you’ll find Oliver spending time with his two children. Along with being a keen cyclist and triathlete, Oliver also owns and races a historic car in the HSCC Championship.

Jared is a Senior Key Account & Risk Manager, possessing over 12 years of experience in the foreign exchange industry. He adopts a real-life and practical approach to understanding what challenges a company is facing, so that he can provide straightforward and effective risk management solutions.

Jared is also certified in all core technical concepts of treasury management with the Association of Corporate Treasurers (ACT).

Away from the office, Jared leads a very active life, enjoying long walks and bike rides which help to counteract his love of eating out. He’s also a sport enthusiast and, when time permits, enjoys both summer test matches and rugby matches.

Jan is a Senior Key Account & Risk Manager at Smart Currency Business and has worked in the foreign exchange industry for nearly 20 years. He is an expert in forming strong relationships with clients and communicating risk management solutions effectively.

Jan enjoys keeping fit and maintains a healthy balance between both exercising and eating out. Although Jan has travelled to many different parts of the world, his favourite holiday destination is closer to home in Cornwall. Jan also enjoys keeping active, visiting the cinema and reading autobiographies.

Oliver joined Smart Currency Business as a Client Relationship Manager in 2021. He brings with him a wealth of expertise in client relationship management, which he gained working as a foreign exchange trader in the City of London.

Like many on the Smart team, sport is a great passion of Oliver’s and he is a dedicated Chelsea football club fan. On weekends, Oliver devotes his time to keeping active and enjoys cycling around Richmond Park, running along the Thames pathway, or clocking up the miles in Battersea Park.

Edward joined the Smart Group in 2018 and holds a degree in Business Management from the University of Exeter. With a breadth of talents and expertise to draw from and as a Client Relationship Manager, he frequently provides exceptional customer service and business solutions for all clients.

Away from the office, Edward is a passionate sportsman partaking in hockey, golf and tennis. He also enjoys skiing holidays, music festivals and is a devout Arsenal fan, visiting the Emirates Stadium on a semi-regular basis.

Rufus joined the Smart Currency Group in 2019 after having attained a degree in Banking and Finance at BPP University. During his time at Smart, Rufus has excelled in various roles across the company and currently brings a wealth of expertise to his role as the SmartHedge Product Manager.

Outside of work, Rufus has a variety of interests including exploring the local history of East London, luxury watch collecting and restoration, bouldering and, most recently, becoming the owner of an 8-week-old Miniature Dachshund named Cooper.

Sam joined Smart Currency Business in 2020 bringing with him a wealth of knowledge from various sectors. He has sound knowledge of foreign exchange trading, which he utilises in his role as Middle Office/Customer Service Executive.

Within his role, Sam is dedicated to ensuring all Middle Office operations are consistently performing in the most efficient way. He is also responsible for developing operational capabilities, managing trade settlements, and resolving client queries.