Award-winning treasury management solutions

Smart Currency Business safeguards our clients’ profit margins and cashflow from volatile currency markets with consultative, strategic solutions.

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Live Exchange Rates and Charts

Timing is key when making international transactions. Utilise our tools to see both live and historical exchange rates and charts for over 30 cross currency pairings.
Check the latest rates

Option Contracts & Hedging Solutions

Smart Currency Business offers a wide range of currency contracts. These products provide flexible solutions that adapt to unexpected market movements and new challenges your business faces.

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Forecasts, Reports & Insights

Download the latest currency market forecasts and commentary on financial trends to help you create a bespoke treasury management strategy for your business.
Get the latest forecasts and reports

Saddle up for charity this summer

Join us for our annual cycling adventure to raise funds for Solidarity Sports. Choose from two picturesque routes of varying difficulty and enjoy a wonderful day out, all for a worthy cause.

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Smart Currency Business provides solutions that protect businesses from risk.

Leveraging industry expertise and currency insights, Smart Currency Business helps your business develop and implement a comprehensive treasury management strategy.

We offer a range of solutions and services tailored to financial professionals, all of which are designed to promote financial stability and build the foundations for long-term success.

Our consultative service provides assistance from start to finish. Unlike with banks and brokerages, our expert team offer comprehensive risk management advice as well as trade execution and ongoing support.

With twenty years of experience, Smart Currency Business has built a reputation as one of the UK’s most reliable and innovative currency firms.

£bn+

transferred

k+

transactions managed

A

Credit rating

Our treasury managements solutions

Introducing SmartHedge

SmartHedge is our currency management platform that makes tracking exposures simpler than ever.

  • Reporting and Valuations
  • Day-to-day applications
  • Long-term planning

"SmartHedge clarifies the complex hedging arrangements our company has in place.

With regular reporting, instant valuations and access to key insights, SmartHedge facilitates and strengthens our strategic approach to currency risk management."

CFO, FTSE 250 company

Read the latest currency insights

Currency markets are volatile and unpredictable. We help businesses mitigate risks to their cashflow by providing strategic support and analysis of all the latest trends from around the world.

Access our library of quarterly currency forecasts to protect your profit margins from adverse fluctuations.

Read the latest currency insights

Currency markets are volatile and unpredictable. We help businesses mitigate risks to their cashflow by providing strategic support and analysis of all the latest trends from around the world.

Access our library of quarterly currency forecasts to protect your profit margins from adverse fluctuations.

Our senior management team

Charles Purdy

Charles Purdy

Founder & Chief Executive Officer

Charles is the Smart Currency Group founder and Chief Executive Officer, bringing well over 20 years of diversified industry knowledge and experience to the company. He has operated in various positions such as, engineering on the initial design team for the Typhoon and Tornado fighters, working at PwC and has trained as a Chartered Accountant. Charles has also served as the Chief Financial Officer of a diamond-mining company operating in Namibia. It was his position as CFO there, that revealed how crucial currency strategies are to a business’ bottom line.

In the 1990s, Charles delved further into the currency exchange industry, joining a team that commenced operations in Eastern Europe (with the collapse of the Berlin Wall). As globalisation boomed, Charles saw the growing importance for companies to mitigate risk on their international payments. He also noticed the world was presenting a new wave of entrepreneurship not previously accessible, thus heeded the call.

As the founder of the Smart Currency Group, Charles uses his knowledge and experience of international business to help thousands of companies reduce their risk and improve the efficiency of their overseas trade. He is a firm believer that businesses require useful and relevant information, championing thought leadership within the sector.

Alex Bennett

Alex Bennett

Managing Director

Alex has been with the Smart Group since 2008 and is responsible for all sales and marketing efforts. He has overseen more than 3000 client acquisitions and remains at the coalface in many client and affiliate conversations.

As Managing Director and the Co-Founder of Smart Currency Business, Alex ensures that Smart’s multi award-winning risk management service is constantly being delivered, developed and refined. His passion for the company’s culture to progress and strong drive for persistent innovation, are key forces that ensure Smart Currency Business grows from strength to strength.

Initiatives pioneered by Alex include the launch of ‘Smart Currency Options’ and the introduction of Smart’s ‘Business Services’.

Guy Phelan

Guy Phelan

Corporate Sales Director

Guy joined Smart as Corporate Sales Director in June 2023 having worked in corporate foreign exchange risk management for 25 years.

Guy graduated in Economics and worked for global banks such as HSBC and specialist foreign exchange brokers. Throughout Guy’s working career he always loved working directly with clients, and building and managing successful sales teams. This passion led him to join Smart Currency Business, where his leadership of the corporate sales business will include scaling the team to continue driving growth.

Outside of work, Guy spends his time with his family, having a son who races BMX at an international level and plays rugby, and a daughter who loves horse riding and dancing. He is a huge Leicester City fan and a proud season ticket holder for over 20 years.

Jonathan Andrews

Jonathan Andrews

Finance Director

Jonathan joined Smart Currency Business as head of finance in April 2019 and is now the company’s finance director. He is responsible for various financial duties and obligations within Smart such as credit, exposures, compliance, banking and legal matters. Jonathan also leads in innovating and strategizing the company’s growth.

Before joining the Smart Group, Jonathan spent 4 years working within Deloitte’s Audit & Assurance Practice and trained as a chartered accountant. He also worked as a financial controller at Sky’s commercial finance team for 5 years, where he developed incentive schemes to improve KPIs.

In his spare time, Jonathan is keen on DIY and enjoys working on projects at home. He is also a big family man and loves to spend time with his young son.

Neil Briddock

Neil Briddock

Head of Corporate Operations

Neil is the Head of Corporate Operations at Smart Currency Business and has been with the Smart Group since 2017. He brings with him over 20 years of industry experience in senior sales, operations and client relationship management.

Neil is always the last person to leave the office, but when he does his hobbies, interests, activities and TV choices are entirely dictated by his 13-year-old Son, Henry.

Sam Garnett

Sam Garnett

Head of Options

Sam became the Head of options at Smart Currency Business in 2020.

Before joining Smart, Sam gained invaluable experience in various roles within the sector including working as an Options Dealer and Head of Dealing. His responsibilities include managing foreign exchange, trading, hedging to help clients mitigate risk against currency fluctuations.

Outside of the office, Sam has a great passion for cars and enjoys scenic drives. He is also a family man, including his beloved German Shepherd Enzo. Sam also enjoys visiting Greece and often spends time there with family and friends.

Richard M’Crystal

Richard M’Crystal

Director of Risk and Compliance/MLRO

Richard Joined the Smart group in September 2015 and is the Director of Risk and Compliance/MLRO. Over the years, he has acquired a breadth of expertise from various sectors, all of which he brings to Smart.

Richard is an experienced Global Finance Director and has held the position of CFO in industries such as freight and distribution, agriculture, and financial services. He has also worked at PWC (part of ‘The Big Four’) and is a trained Finance and risk professional.

Outside of work, Richard enjoys a range of activities and can be found on the golf course or surfing with family.

Benjamin Sutton

Benjamin Sutton

Private Markets

Benjamin joined the business in April 2025 to head up the new Private Markets division. He brings around 15 years of experience to his role, having previously held senior sales roles across the FX and real estate investment industries.

Throughout his career, Benjamin has delivered treasury solutions with simplicity and clarity for private market participants (including private capital managers and insurance businesses), led cross-border sales teams and driven revenue growth through innovative, client-centric approaches. Benjamin is tasked with growing the division by partnering with clients to cut through complexity and conflicting advice.

Outside of work, Benjamin enjoys countryside walks with his growing family and black Labrador. He keeps active through CrossFit, skiing, and scuba diving. In 2024, he founded a workplace-focused recovery initiative to improve mental health accessibility, inspired by personal experience.

Tobias Woodward

Tobias Woodward

Head of Corporate Partnerships

Toby joined Smart Currency Business in 2021 and is the Head of Corporate Partnerships. Having had over 7 years of industry experience, he brings a wealth of expert knowledge in protecting businesses against risk and managing foreign exchange.

Within his role, Toby utilises industry know-how to lead the corporate partnership team in maintaining our strong relationships with like-minded businesses.

When not networking or visiting partners and clients, Toby enjoys a range of hobbies. He is a big Tottenham fan, an avid reader, film enthusiast, and likes to keep fit by playing football regularly.

Our account management team

Oliver Roberts

Oliver Roberts

Account Director

Oliver is the most recent addition to the Smart Currency Business team. A longstanding financial services professional, Oliver has almost twenty years of experience across global payments, currency exchange and trading. He holds a UK Regulation & Professional Integrity (IAD) focused in Finance, General from the Chartered Institute for Securities and Investment.

Away from work, you’ll find Oliver spending time with his two children. Along with being a keen cyclist and triathlete, Oliver also owns and races a historic car in the HSCC Championship.

Jared Golden

Jared Golden

Senior Key Account & Risk Manager

Jared is a Senior Key Account & Risk Manager, possessing over 12 years of experience in the foreign exchange industry. He adopts a real-life and practical approach to understanding what challenges a company is facing, so that he can provide straightforward and effective risk management solutions.

Jared is also certified in all core technical concepts of treasury management with the Association of Corporate Treasurers (ACT).

Away from the office, Jared leads a very active life, enjoying long walks and bike rides which help to counteract his love of eating out. He’s also a sport enthusiast and, when time permits, enjoys both summer test matches and rugby matches.

Jan Pacula

Jan Pacula

Senior Key Account & Risk Manager

Jan is a Senior Key Account & Risk Manager at Smart Currency Business and has worked in the foreign exchange industry for nearly 20 years. He is an expert in forming strong relationships with clients and communicating risk management solutions effectively.

Jan enjoys keeping fit and maintains a healthy balance between both exercising and eating out. Although Jan has travelled to many different parts of the world, his favourite holiday destination is closer to home in Cornwall. Jan also enjoys keeping active, visiting the cinema and reading autobiographies.

Edward Matts

Edward Matts

Client Relationship Manager

Edward joined the Smart Group in 2018 and holds a degree in Business Management from the University of Exeter. With a breadth of talents and expertise to draw from and as a Client Relationship Manager, he frequently provides exceptional customer service and business solutions for all clients.

Away from the office, Edward is a passionate sportsman partaking in hockey, golf and tennis. He also enjoys skiing holidays, music festivals and is a devout Arsenal fan, visiting the Emirates Stadium on a semi-regular basis.

Finley Boon-Brown

Finley Boon-Brown

Client Relationship Manager

Finley joined Smart Currency Business in 2025 and brings several years of treasury management experience to the team. He graduated from the University of Sussex and holds a foundation degree in International Business Management.

Another of the team’s keen sportsmen, Finley is both a single-figure handicap golfer and a former member of Team GB’s dinghy sailing squad. In his free time, you’ll find Finley running ultramarathons and cheering on the Northampton Saints and Northamptonshire Cricket Club.

Rufus Brookman

Rufus Brookman

Corporate Product Manager

Rufus joined the Smart Currency Group in 2019 after having attained a degree in Banking and Finance at BPP University. During his time at Smart, Rufus has excelled in various roles across the company and currently brings a wealth of expertise to his role as the SmartHedge Product Manager.

Outside of work, Rufus has a variety of interests including exploring the local history of East London, luxury watch collecting and restoration, bouldering and, most recently, becoming the owner of an 8-week-old Miniature Dachshund named Cooper.

Sam Kay

Sam Kay

Options Support Lead

Sam joined Smart Currency Business in 2020 bringing with him a wealth of knowledge from various sectors. He has sound knowledge of foreign exchange trading, which he utilises in his role as Middle Office/Customer Service Executive.

Within his role, Sam is dedicated to ensuring all Middle Office operations are consistently performing in the most efficient way. He is also responsible for developing operational capabilities, managing trade settlements, and resolving client queries.

Live exchange rates and currency charts

View live and historic exchange rates and charts across thirty different currency pairings.